Obtaining a remortgage or mortgage with adverse information on your credit file can be an uphill struggle, but it's a struggle that more and more people in the UK are having to face.
Many high street lenders may refuse your remortgage or mortgage application if you have any bad credit at all and even if your credit file only shows one single missed payment.
This can be especially frustrating because they will often refuse to consider your individual situation, instead relying on computerised "credit scoring" techniques.
With borrowing at an all-time high in the UK it is inevitable that many people, often through no fault of their own, will have some form of bad credit registered against them.
Click on a link below for further information:
YOUR CREDIT FILE AND MORTGAGE
MORTGAGES WITH CCJ'S
REFINANCE WITH BAD CREDIT
MORTGAGES AFTER BANKRUPCY OR IVA'S